Rick Davis

TITLE: Quality Control Manager
COMPANY: USB Lending Support Services

Rick Davis is the QC Manager for the USB Lending Support Services in Cincinnati, Ohio. USB Lending Support Services is a wholly owned subsidiary of U.S. Bank, which is the 5th largest Bank in the Nation.
Rick’s established valuation guidelines and is responsible for maintaining a dynamic collateral review process, ensuring that proper government and regulatory process are in place, management of 3rd party vendors and performing collateral risk assessments. In addition, Rick oversees the national appraisal review training for management, sales and underwriting.
He graduated from the University of Cincinnati with a Bachelor’s of Business Administration majoring in Real Estate and Accounting. He currently holds a Certified Residential Appraiser’s license and is a member of the Appraisal Institute. Rick has been in the appraisal industry for approximately 14 years and the real estate industry for 20 years.

BUZZ: Why did you become an appraiser?
Rick: I started interviewing for my co-op job when I was a sophomore in college. I interviewed with a local commercial appraisal group. The guy I interviewed with was pretty persistent and offered me the job before I left the office. I told him I wasn't sure and need a day to think about the opportunity. He woke me up the next day at 6:30 a.m. and asked if I had made my decision. I politely declined based on his early morning call. I did find a job with a local retail real estate development company the same year. I worked there through college and even stayed on a few years after I graduated. I really liked my job, but still didn't know what I wanted to be when I grew-up.

I tried to switch careers and thought I was going to make it big in the technology sector. In a nine month period I switched between three different technology jobs. The last one ended up laying me off and fell flat on my face. I did a lot of soul searching and founded my favorite part of working for a real estate development company was analyzing property and its surrounding market. Being a real estate appraiser was a perfect fit. Too bad I backed out on the opportunity I had while I was still in college. I was persistent, found a mentor and completely devoted myself to obtaining my state certification.

BUZZ: What has been the highlight of your professional career so far?
Rick: I would honestly have to say it is the U.S. Bank Appraiser events. I really like getting out and meeting appraisers in person. We are truly building relationships and creating partnerships with local appraisers.

BUZZ: What piece of advice would you offer young people considering a career in this profession?
Rick: Don't give up. Unfortunately, I hear a lot of appraisers say they would never encourage a relative to join the profession.  Use that to your advantage because a lot of people considering entry into the profession are walking away based on this advice.  Our industry is building momentum and there will be a lot of opportunities for someone who is determined to become appraiser.

BUZZ: What book would we find on your nightstand right now?
Rick: There are a lot of books on my nightstand, but unfortunately I am not reading any of them right now.

BUZZ: What was the best prank you have played on someone or had played on you?
Rick: It takes a lot to really get me going, but I was the brunt of my new manager's joke when I just started working at U.S. Bank.  The bank was looking for volunteers to work at an event.  The organization that was looking for volunteers is a wonderful organization, but I was at a point in my life where I just didn't have the extra time to help. There were not a lot of volunteers, so I was told that a representative from each department would need to be present at the event. My new manager informed me that no one else from the appraisal review team could make it, so I was going to have to go since I was the low man on the totem pole. He even had his manager call and email me to thank me for volunteering for the event. The event was still a few days out and my new manager continued to have numerous people thank me for volunteering. I was really upset because I didn't want to go, but at this point I didn't think I had any options. It wasn't until I was leaving work the night before the event they let me in on the prank.

To that manager....you know who you are and I will get you back someday.

BUZZ: Tell us something about yourself that people might not know.
Rick: The thought of running 26.2 miles makes me sick, but I have a personal goal of running the Boston Marathon someday.
BUZZ: When not at work, you are most likely…
Rick: I think I am always working.  I try to spend as much time as possible with my family.  Lately, I have been in the process of finishing my basement.

BUZZ: What is your biggest Pet Peeve?
Rick: Definitely when people are not accountable for their own actions.

BUZZ: What is the best thing about your job?
Rick: I get to work with lots appraisers.  I work with appraisers I the office and I get to network with appraisers outside the office.  There are a lot of complex issues that arise during our normal course of business.  It is nice to bounce ideas and thoughts off other appraisers on a daily basis.

BUZZ: What is your favorite sport to play? To watch? Why?
Rick: My favorite sport to play is soccer.  I have been playing since I was four years old and still play competitively at least twice a week.  However, I really don't like to watch soccer

BUZZ: Rick, Thank you for taking the time to talk with us today.